BRRRR calculator

Buy, rehab, rent, refinance.

Enter a property's numbers to see the refinance loan, the cash you get back and the monthly cash flow.

Your numbers

Buy and rehab

Purchase price

Rehab budget

Rehab contingency

Purchase closing costs

Holding costs

Taxes, insurance and utilities during the rehab

Refinance

After-repair value

Loan to value

Interest rate

Loan term

years

Refinance closing costs

Purchase or rehab loan

Borrowed toward the project; reduces cash investedLoan payoff at refinance

Rent and expenses

Monthly rent

Property taxes per year

Insurance per year

Vacancy

Repairs

Share of scheduled rentManagement

Share of collected rentCapital reserve

Share of scheduled rent

Results

Cash invested

$85,000

Refinance loan

$105,000

Net refinance proceeds

$105,000

Cash out above investment

$20,000

Principal and interest

$699/mo

Payment with taxes and insurance

$899/mo

Cash flow after reserves

$213/mo

Cash flow before reserves

$255/mo

DSCR (rent / payment)

1.56

NOI / principal and interest

1.37

Estimates for planning only. The loan uses your loan-to-value on the after-repair value; lenders set their own terms, appraisals and seasoning rules. Not financial, legal or investment advice.